Amit Ku Yadav HI Wallet App
Hi,

Identity Required

Create HDI before merchant onboarding.

Merchant wallets are linked to the owner HDI, so the system needs your Human Digital Identity first.

Merchant Ecosystem — Phase 2 Prototype

Merchant onboarding
for HI Wallet.

Create a merchant HDI, merchant wallet, QR payment string, local payment logs, and simulated settlement metrics. This is the real-world adoption layer for HI Wallet.

MERCHANT
🏪
Not onboarded
Pending Create a merchant profile below

Key Security

Unlock and trust this device.

Merchant actions use the same HDI security state as the wallet.

Private KeyChecking
SessionLocked
RiskChecking

Device Trust

Mark this browser trusted.

Sales 0
Customers 0
HI Received 0 HI
Settlement Mode Simulated INR

Onboarding

Create merchant identity.

Merchant QR

Payment simulation string.

PAY WITH HI WALLET HI Create merchant profile

Payment Log

Record demo customer payment.

Local Ledger

Merchant payment history.

Phase 3 Direction

Merchant receives INR in the real system.

01 Customer pays HI

Customer experiences HI Wallet payment — seamless identity-bound flow.

02 Settlement bridge

Future Cashfree, Razorpay, or Setu-style rail converts HI to INR.

03 Merchant receives INR

Merchant never needs crypto knowledge — gets Indian Rupee directly.

04 Proof remains

HI ledger preserves trust, identity, and complete receipt history.